Snowballing Debt

A couple of months ago I thought the snowballing method was just taking every spare penny which was not being used up in your budget and throwing it at one of your debts, like a snowball fight! It is a bit more strategic than just randomly throwing extra money on whatever debt.   Snowballing has its …

Shopping Ban & Weight Gain = Muffin Top

Some of my followers know that between December and early April, I was recovering from an invasive foot surgery. I was in a hard cast for six weeks and then a walking boot for seven weeks.   It was a hard time for me not being able to hit the gym and pump those happy endorphins …

Shopping Ban Update – Week 3

“Shame… Shame… Shame…”, bet lots of you can guess where I am going with this and holy canolli were the last two episodes of Game of Thrones epic or what?!?  Back to reality, I have good news and not so great news.  Firstly, I am proud to say I paid off my Visa entirely (happy …

Shopping Ban Update – The First Week 

I am only a week in and so far it has been fairly easy, but it is still very early on.   Part of the reason why I am giving an update today is because it was my intention to brown bag my lunch daily at work to help save money.   Today I failed …

Save a Few Dollars! 

The above photo is of the Halifax Central Library courtesy of Halifax Public Libraries .  This particular beauty is located on Spring Garden Road in down town Halifax, Nova Scotia.  Not only is it a spectacular architectural masterpiece, but it is full to the brim with stuff that you can borrow for free!!!   I …

The Shopping Ban List

I’ve come to the realization it doesn’t matter how much money you make, but it is all about how you spend it. One cardinal rule should be to live within your means, but also have a buffer of funds set aside for emergencies, or for a vacation which comes up or whatever.  What I have …

The Feast Before The Fast

Before you cast judgment on me, I would like to start off by saying no credit cards were utilized in today’s shopping spree.  Also, similar to a smoker who quits smoking, each person quits differently, some will have a “quit day”, some will go cold turkey straight away, some will wean themselves off and then …

Champagne Taste on a Beer Budget

I love champagne, I love Louis Vuitton and all things Chanel. Above all things I love to travel and Europe is my favorite destination to hit. The last time I was in Europe was when I explored the UK which included England, Wales, Scotland and Ireland with my best friend & greatest travel companion Jenn. …